The annual interest rate refers to the deposit interest rate for one year. The so-called interest rate is the abbreviation of "interest rate", which refers to the ratio of the interest amount to the deposit principal or loan principal within a certain period of time. Usually divided into three types: annual interest rate, monthly interest rate and daily interest rate. The annual interest rate is expressed in percent of the principal, the monthly interest rate is expressed in thousandths, and the daily interest rate is expressed in ten thousandths.
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